Investments can play a key role in your financial security plan. For individuals, a mix of registered and non-registered savings, income and pension plans can help achieve short- and long-term goals.
For employee groups, we can offer advice on registered and non-registered savings and pension plans:
- Savings plans for your retirement or your children’s’ education (or both)
- Segregated fund policies
- Group retirement and savings plans
A registered retirement savings plan (RRSP) has several advantages and also allows for a variety of choice of specific investment options. For families with children, a registered education savings plan (RESP) can help finance post-secondary education.
We can build customized RRSP and RESP portfolios that take into consideration your financial security goals, tolerance to risk and timeline. Contact us today to find out more
In a segregated fund policy, professional fund managers invest in a variety of individual securities. Depending on the performance of the segregated funds you select, your investment’s unit values will increase or decrease.
We have access to a wide variety of segregated funds. Contact us today to discuss how these solutions might strengthen your investment portfolio, and to receive an information package about segregated funds. Please note that any amount allocated to a segregated fund is invested at the risk of the policyholder.
For business owners, group retirement and savings plans can play a key role in attracting and retaining quality employees.
It’s important to note that employees gain instant tax savings for their Group RRSP contributions, since they are made using pre-tax payroll deductions. They also receive the peace of mind that comes from knowing every month they are building towards retirement.
We can help you and your employees choose products that will be a win for everyone involved. Contact us today to learn about how group retirement and savings plans can benefit your business.